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Saving vs Investing — Which Vehicle Takes You Closer To Your Financial Goal?

by Carlos Leave a Comment

Saving vs Investing -- Which Investment Vehicle Takes You To Your Goal

Do you know the difference between saving and investing?

Did you know that Savings Products offer interests that are fixed for a certain period while most investments in securities offer no guarantee at all of specific return?

This article shows you which vehicle to use to help you reach your financial goals. You will see examples of short-term, medium-term and long term financial goals and which investments you should use to match your particular goal.

So, keep reading to help increase your financial know-how.

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Mutual Funds, Saving and Investing FAMI Mutual Funds, Financial Goals, Financial Planning, Investing, Mutual Funds, Saving

Life Insurance: 3 Reasons Why Superman Doesn’t Need It and 5 Reasons Why You Do

by Carlos 1 Comment

Life Insurance Is a Risk Management Tools

Death, disability, illness are the sad facts of life that could take a toll in one’s finances. And it could happen to anyone, sometimes in a very unexpected moment.

Life Insurance is a Financial Planning tool that every Filipino should know how to use properly.

As a general rule, you SHOULD get a life insurance policy if:

1. You have a spouse and/or children.
2. You have an income.
3. You have health.
4. You have wealth and assets.
5. You have dreams.

Unless you are superman, you should not do away with Life Insurance.

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Consumer Guide, Insurance, Money Talk Disability Insurance, Financial Planning, Health Insurance, Life Insurance, Life Insurance Philippines

Life Insurance Products Sold In The Philippines

by Carlos 1 Comment

Life insurance is a wonderful financial planning tool. But the way it is SOLD in the market is very problematic…. Unfortunately, a lot of times it works for the agent because most insurance buyers are also unaware of their options or they simply don’t know how to ask the right questions.

The article covers introductory topics about Life Insurance in the Philippines such as:

Term and Cash Value Insurance
Whole Life and Unit-Linked Insurance Products
Endowment Insurance Plans (like Educational Plans and Pension Plans)

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Consumer Guide, Insurance, Saving and Investing Cash Value, College Fund, Financial Planning, Life Insurance, Mutual Fund, Pension Plan, Term Insurance

Your Financial Life: Different Periods and Needs

by Carlos 1 Comment

Since you have different financial needs at each stage of your life, it follows that you should also prepare for different financial plans for each. But as you notice, there are things that should always be in place like the emergency fund, life insurance and investments.

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Insurance, Real Estate, Retirement, Saving and Investing College Fund, Emergency Fund, Financial Plan, Financial Planning, Health Insurance, Investment, Life Insurance, Pension Plan, Retirement

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