"Smart Investing For Smart People"
This article is the first ever guest post contributed by Kyle Kam who is a Marketing Specialist for MoneyMaxPH.
He shares financial and investment tips for young people who are in their 30’s.
Among the investments he recommeds are the following:
Please check out the article and gain financial insights tha may prove to be useful to you.
There is no such thing as an entirely risk-free investment.
Even securities that are sold and guaranteed by the government are not exempted from risk. Investment Risk comes in different flavors, but it is normally associated with volatility — or the tendency of an investment to rise and fall in value.
Learning about risks and understanding what they are should come first before you start making any kind investment move.
This article discusses in detail a dozen types of risks you will encounter in your journey as an investor.
Without you knowing it, you could actually be indirectly investing in bonds already. The savings deposit that you put in the bank or credit cooperative doesn’t just hide there in the vault and magically earn interest on your money. You’re not aware what they do with the money, but they are investing it somehow. When you buy a participating life insurance policy, a portion of your premium is invested in bonds.
This article explores Bonds in more detail. As an investment vehicle, bonds could be part in every investor’s portfolio. So, it’s good to have a basic idea of this type of investment.
In the Philippines and anywhere else in the world, Managed Mutual Fund would try to mix-and-match assets from Cash Equivalents, Stocks and Bonds to meet their investment Objectives. This technique allows them to come up with Mutual Funds that invest for: Safety, Income and Growth.
Before you invest in a Mutual Fund, it’s best to assess yourself to determine your Risk Appetite and then find a fund whose Investment Objective matches with your style and risk profile.
Find out more on how you can do this by reading Pera Tree’s final installment on the fundamentals of Mutual Funds in the Philippines.
I pity the guy who invests in stocks directly — picking companies based on their names, just like they do during political elections — without first learning the fundamentals or even asking if there are alternative investments.
For the first time investors, Mutual Funds is the way to go — if going to sleep soundly at night is part of your investment objective!
But first things first! Get to know the fundamentals.
Cash, Bonds and Stocks are the three big Asset Classes that make up the composition of most Mutual Funds in the Philippines.
I’d like to call this article Mutual Funds 101 and this is really for those who are curious about this investment vehicle.
Hi there. I am your host, Carlos Velasco.
I hate scam.
And I am allergic to hype.
As your FAMI Mutual Fund Advisor,
my goal is to turn you into a
Smart, Confident and Fearless Investor!
