Since you have different financial needs at each stage of your life, it follows that you should also prepare for different financial plans for each. But as you notice, there are things that should always be in place like the emergency fund, life insurance and investments.
The 3 Things You Can Do With Your Money
With the money you have right now, there are basically three things you can do: spend, loan, own.
It is very unfortunate that so many of us only think of money as something to be spent. That is, we work to earn so that we can spend it later. Sometimes we even spend money which we haven’t earned yet.
Financially smart people know in the long run, ownership is the smart way to grow their money.
And did you know that when you invest in a mutual fund, you also become a part-owner of that investment company? That’s true.
To know more, feel free to send us your questions about mutual funds.
How To Setup An Emergency Fund
Think of an Emergency Fund as your Touch-Me-Not Money. You just don’t touch it no matter what happens. That is, until necessary.
How To Jumpstart Your Personal Financial Engine
Money has affected every facet of our lives since the day we were born. Unless you are still in the caves, it’s not so hard to agree with Madonna: “We are living in a material world!”
Since we will be dealing with money for a much longer period of time, here are some good ways to jump-start your personal financial engine.
A Brief History of Money (In The Philippines)
Money means many things to many people, across cultures and in different periods of history. However, the most universally accepted definition is that money is something that stores value. Hmm… it leaves a lot to be explained, but to really understand it, let’s take a look back in time and see how people fared with the concept of money and in particular, let’s relate it with our own history as a nation.
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