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What Is A Mutual Fund?

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It’s mutual fund back-to-basic in this article.

But instead of giving you another single-statement definition of a mutual fund, I’m going to introduce three concepts that you should remember always.

Mutual Fund investors in the Philippines should know the following:

Concept #1: A mutual fund is an investment company structured as a business corporation and managed by a Fund Manager.

Concept #2: Mutual Fund is a pooled investment money coming from many investors with a common financial goal.

Concept #3: A Mutual Fund is guided by an investment philosophy or objective.

Plus, you will also learn the many uses of mutual funds in helping you aim for and hit your financial goals in life.

http://www.industrysuper.com/understand-super/financial-planning/investment-planning/

3 Essential Money Hacks For The Fresh Graduates

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To the recent college graduates out there, here are 3 money hacks that you can use to avoid sabotaging your financial success.

Money Hack #1: Learn Basic Arithmetic

Money Hack #2: Avoid Drowing In Bad Debt

Money Hack #3: Look Into the Future

This is something I wish someone has shown me when I started working. If you are a fresh graduate and you just bumped here, please read further.

Cost Averaging — How It Fares In Declining, Rising And Steady Market

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This articles expounds further on the idea of Cost Averaging method of investing and actually takes a look at its advantages, disadvantages and how it fares when the stock market moves up, down or just steady.

On top of that, this is also the first ever article in Pera Tree that contains private content exclusively available to clients. This member-only content provides tips on how to take advantage of Cost Averaging, and which type of investment it is most appropriate and which type of securities it should be avoided.

Cost Averaging: A Built-In Profit to Investors

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Stock market and mutual funds investors who have been investing for a number of months or years are already aware that the market can only move in three ways:

Up — which gets them excited
Down — which makes them nervous
Level — which bores them to death

But did you know that there is a method of investing that, when applied to a certain type of security and implemented consistenly, always works in your favor no matter which direction the market moves?

Read the rest of the article to find out.

When is Travel Insurance Necessary?

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To frequent travellers, the following should be familiar:

Lost your baggage
Trip cancellation
Medical emergency

Just being aware that these things could happen to you or anyone who travels should make you realize that getting travel insurance coverage is in fact a smart move.

Let’s take a look at your options so you’ll be able to decide for yourself where Travel Insurance is necessary or not.

5 Smart Investment Strategies When The Stock Market Is Down — Part 2 of 2

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Here are five smart moves to take when the Stock Market is down:

1. Don’t panic.

2. Stop listening to news of doom and gloom.

3. Consult your Financial Advisor instead of your neighbors or your equally ignorant friends.

4. Keep your goal in mind and remember your investment Time Horizon.

5. Keep investing.

The first of were already discussed in detail in the previous article of this series.

This is now the second and final article and we continue with the last three items.

Towards the end of the article, I’m going to answer a very interesting question asked of me by two of my friends: “Carlos, have you lost money investing in a Stock Fund?”

Read the rest of the article to learn more and become a confident investor.

FAMI Mutual Fund Advisor

Hi there. I am your host, Carlos Velasco.

I hate scam.
And I am allergic to hype.
As your FAMI Mutual Fund Advisor,
my goal is to turn you into a
Smart, Confident and Fearless Investor!

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